while they were in iraq or afghanistan, they were the victim families. this is an area we want to look into. host: and their relation to david petraeus? guest: she is married to him. host: maria, a republican. you are on. caller: my husband and i both watch c-span regularly, and we are concerned about this agency created with a half of a $1 billion budget. our question is how much duplication is taking place? he mentioned a few minutes ago that hundreds of people have already been hired. could you let us know the duplication of these consumer protection services that this new agency is supposed to do, and how, and what is going to happen to these other employees within the federal government? guest: well, that is a very good question. consumer protection used to be in various different agencies. the fed had consumer, occ -- all of these different agencies. consumer protection was often a secondary thought, a third thought, or not even thought about at all. that is why regulators did not in any way most to curb the abuses in the sub-prime lending, which t